Sunday, May 31, 2026
THE BENEFITS OF HAVING A LITERATE (EDUCATED) SOCIETY
Monday, May 25, 2026
CAUSES OF THE DYING READING CULTURE IN NIGERIA
Thursday, May 21, 2026
WHAT SHOULD BE ADOPTED AS ELIGIBILITY REQUIREMENTS FOR ACCESSING NELFUND FOR GRADUATE/POST-GRADUATE CATEGORY
The Nigerian Education Loan Fund (NELFUND) is a Federal Government initiative formulated in line with or for the purpose of implementing the Students Loan Act of 2024.The Government has mapped out plan for the implementation of the initiative with undergraduate category being the first phase,, while the graduate or post-graduate category is intended for the next phase. Meanwhile, the enactment of the act of the Parliament and the subsequent formulation of NELFUND occured for the purpose of granting loan to students who cannot afford higher or tertiary education in Nigeria.
Arguably, NELFUND for graduate/post-graduate category is more needful and will benefit Nigeria more than the undergraduate category, because of the numerous positive multi-plier or attendant effects it will yield as dividend to the public. Beside the necessity, affordability is another important point to discuss, as graduate/post-graduate studies is mostly self-sponsored academic activity in Nigeria, unlike the undergraduate studies that is mostly sponsored by parents and guardians, and it is relatively affordable.
RATIONALE/JUSTIFICATIONS FOR GRANTING NELFUND TO GRADUATE/POST-GRADUATE CATEGORY
(I) Research
Nigeria is seriously lagging behind in research and the man challenge responsible for this is lack of fund or sponsorship. Elsewhere, research is a very serious business because of it's importance in the society. Government, the private sector and we'll meaning individuals invest hugely in it, in order to have improved and updated knowledge about their activities, invention of new ideas and methods of doing things, as well as advancement in existing technologies, so that they will be properly guided in decision making process and solving social problems, be it in business, investment, governance, education, agriculture, health, sciences, environment, etc. Research activity is not well appreciated in Nigeria, this is why NELFUND should be strategically deployed for promotion of the said activity. How will this be achieved? It is unarguable that graduate/post-graduate studies (PGD, Masters and PhD) is basically research based, and granting interested applicants loan will drastically increase research activities in the country. Therefore, this is one important reason NELFUND for graduate/post-graduate category should be speedily activated.
(ii) Highly Skilled Man Power and Work Force
NELFUND for graduate/post-graduate category will massively add to or increase the rate of Nigeria's skilled and highly skilled man power and work force. This is because the boost will definitely be coming from the fraction of the said population who could not have been able to afford such education ordinarily. No doubt, the importance of having great number of highly skilled work force cannot be over-stressed, especially in relation to the country's sustainable development drive; as it will increase the efficiency of Nigeria's productive forces (PF), which in turn, will lead to tangible economic growth It is on this basis, the process for the implementation of the lofty initiative should be fast-tracked by the government.
(iii) High Cost/Non Affordability
parents, guardians and sponsors can afford undergraduate level education because it is more affordable than the graduate/post-graduate level. Government should really take into consideration the high cost of acquiring graduate/post-graduate education, to justify the granting of NELFUND, in order to express the acceptability and harnessing of the Population-education strategy, discussed extensively in a web page titled, "Is It Brain Drain Or Labour Migration?" Indeed, the government of Nigeria can take advantage of it's abundant human resources, by developing it to become human capital, which will benefit the country immensely. The high cost of graduate/post-graduate studies has denied so many eligible and interested Nigerians the opportunity of enrollment. So, activating or implementing NELFUND initiative in that category, will help such people further their studies.
(iv) Prompt/Quick Repayment
Undoubtedly, graduates or post-graduate students stand a high chance of repaying the students loan more quickly than beneficiaries in the undergraduate category; this is because of myriad of opportunities that will be available to them, based on their level of knowledge and capacity to be productive - with high preference in the competitive labour market. They will also have opportunities to earn higher than those in the undergraduate category, because of their competence, skills and capacity. With strict measures put in place for repayment and availability of money, it is likely that beneficiaries in this category will respond positively to repayment, than those in the undergraduate category. This should spur the relevant government's personnel to speedily act based on this sound justification.
WHAT SHOULD BE ADOPTED AS ELIGIBILITY REQUIREMENTS FOR ACCESSING NELFUND FOR GRADUATE/POST-GRADUATE CATEGORY
Below are the effective criteria or requirements that should be instituted for granting loan to graduate/post-graduate category from NELFUND, which is an initiative for the implementation of the Students Loan Act (2024). In this regard, each requirement forming part of what will produce eligible beneficiaries, MUST be centred around research, which the graduate/post-graduate programmes represent.
(i) Research Proposal
The primary eligibility requirement for accessing NELFUND at graduate/post-graduate category should be research based, other requirements should be secondary, since graduate/post-graduate programme is basically research-oriented. This will speak volume of government's intention to promote research using the initiative. To this end, it should not be designed for students who are only pursuing certificates at the expense of the main thing. It means that those who are not research-minded should be disqualified or denied the opportunity, for the sake of national development, because no country can witness optimum growth without prioritizing research activities.
Research Proposal should be well scrutinized by relevant officials/authorities and satisfactrily defended by applicants before granted loan. The scrutiny should be taken very seriously to weed out unqualified and unserious minded applicants who intend to take advantage of the process, by cutting corners, probably submitting undefendable or already existing research proposal, which may not have any value or relevance to the challenges facing the country, as every research is aimed at solving a problem.
(ii) Update of existing body of knowledge
For knowledge to remain valid and relevant, it must be continuously updated, and this cannot happen outside conducting further research on the subject. In this regard, any genuine research proposal aimed at updating existing body of knowledge should be encouraged, by granting loan to such applicants for graduate/post-graduate studies. Its importance cannot be over-emphasized, because of its ability (validity and reliability) in explaining existing challenges in the society, which remedies or solutions are easily provided.
(iii) Advancement/Innovation in Local and Indigenous Technologies
Because of the prevailing circumstance, in relation to the current global economic order - globalization - which has come to stay, there is need for Nigeria to take advantage of the technologically-driven process. And this cannot happen outside research-related programme, which should be easily driven by government, being the primary driver of social change. The emergence of NELFUND is a welcome development, to help drive home this lofty project of advancing local/indigenous technologies.
In view of the above, having a research proposal that is aimed at or tailored towards technological innovation of local/indigenous technologies/products should be a good requirement for accessing NELFUND at the graduate/post-graduate category.
(iv) Need-Based Research Problem
The government/relevant authorities should shoulder this responsibility of identifying problem areas or aspects in the Nigerian state which require urgent and viable intervention. Research approach to a large extend, can help the country solve them; fortunately, solutions provided through research is usually long lasting and holistical, as such identifiad problem is dissected or x-rayed holistically, taking into consideration the likely and perceived factors triggering the problems. In this case, intended applicants should be offered a research area or problem based on the need in the country, in order to help in solving existing problems that will move the country forward.
This is one effective way the country can channel human resources appropriately, by ensuring that interested applicants, who are research-minded, are granted loan, after being examined based on the proposal on the identified problem issued by the government, through the relevant authorities. NELFUND therefore, should be well considered and weighed by government as an effective tool for solving myriad of problems in Nigeria, through research. Don't forget, internet which has become unprecedented invention today, is a product of research. People saw the need to take communication to another level, and the resultant effect is what has connected the entire world and turned it to a global village, such that communication to any part of the world occurs at the speed of light. Nigeria can borrow a leaf from that model to spur the citizens up with NELFUND, because discoveries and inventions are achieved from research.
In summary, government cannot afford to neglect research due to its positive consequences. That is why NELFUND for graduate/post-graduate category should be designed or tailored towards solving the problem of low research activities in Nigeria.
THE DYING READING CULTURE IN NIGERIA
Reading is a vital topic in psychology, social and behavioral sciences, as well as in education. It is a key activity in the process of learning and education of a man., because itis aimed at building character and the development of the cognitive organ. Reading can be defined as the process of recognizing, written and printed works or understanding; an act of reading or studying a book, newspaper, documents, etc. From the forgoing, it becomes apparent that the whole essence of reading is for human development. The contemporary era has witnessed tremendous distraction and diversion of attention from reading, and the saddening situation is precipitated by the prevailing reality in the society, i.e. the emergence of advancement in technology, which is a direct substitution for the hitherto existing order. In other words, the dying reading culture in Nigeria is largely blamed on advancement in technology.
Low quality and standard education in Nigeria is a true reflection of poor reading culture in Nigeria. Students across all level of education now devise easier means of passing examination, involving in all sort of examination malpractice, because they lack the confidence to depend on their brains, as a result of not involving in reading, which is supposed to be the primary activity of students, regardless of level - what else do students do beyond reading? It is unfathomable or unimaginable to think of anything else outside reading, else education in the country should remain a big joke. This message should be sounded to all students as emphasis to ensuring the building of a lifestyle or culture of reading.
Another sector which poor reading culture in Nigeria truly reflects, is the media - specifically the print. Media traditionally, is classified into two namely the broadcast (radio and TV) and the print (reading); not forgetting the emergence of the new media officially known as 'the social media', made possible by the advancement in technology, facilitated by communication gadgets and computers. The level of patronage in the print media is at its lowest ebb, because Nigerians no longer read. They prefer to watch and listen than reading, because entertainment and enjoyment have become the driving Values in the country. In other words, watching and listening are entertaining, enjoying and simple, while reading is tedious and rigorous, yet the most impactful in the development of the brain and character. Some decades ago, the reverse was the case, as a result of the existence of high level of reading culture and non emergence of communication technologies. Newspapers, magazines, periodicals etc have been out of business because of low patronage, necessitated by ack of interest in reading, although ICT has been slowly complementing with innovations in the internet, that is why it boils down to what really captivates the interest of Nigerians among these preferences - listening, watching and reading. Arguably, reading will continue to remain the most potent and efficacious options vis-a-vis human and cognitive development, hence the need for laying this strong emphasis.
SOME FACTORS THAT TRIGGER THE DYING READING CULTURE IN NIGERIA.
1 POOR REWARD SYSTEM
The Nigerian system and specifically the educational system does not promote hard work, excellence and competence. That is why mediocrity and incompetence are preferred, especially in education and labour sectors. While students no longer read to pass examination (indulge in fraud or malpractices), paper qualifications (which graduates cannot defend) become preferable in the labour market over competence and capacity, for applicants and workers alike.
2 ADVANCEMENT IN TECHNOLOGIES
Nigerians have found a substitute or replacement for reading, and it is facilitated by information and communication technologies (ICT). The length of time many, especially the young ones, who are supposed to be developing their minds through reading, spend on watching television and operating various communication devices or gadgets daily, is worrisome. It has gradually shifted interest away from reading, an indicative of a society that is not literate. As stated earlier, reading is an activity which builds and develop the mind more than any other, that is why the interest should be awakened among Nigerians.
3 INADEQUATE CENSORSHIP
publishing has become all-comers affair. The system is producing half-baked authors whose primary interest is money making above high quality ideas/contents. The emergence of ICT which has introduced avalanche of publishing platforms with minimal censorship, is a contributing factor for poor reading culture in Nigeria. This has led to the production of junk and half-baked ideas, which helps in killing reading interest. Authorities responsible for censoring publication of reading content, are not living up to their billing., considering is a serious challenge emergence of ICT has introduced. So, quality contents can help in resurrecting the dying reading culture in Nigeria. Because reading contents can span physical books, online articles, and broadcast/digital media, different specialized agencies handle censorship depending on the medium. For instance, the digital contents, websites and social media, it is the Nigerian Information Technology Development Agency (NITDA) in conjunction with the Nigerian Communications Commission (NCC) that is responsible for censorship.
EFFECTIVE REMEDIES/MEASURES FOR RESURRECTING THE DYING READING CULTURE IN NIGERIA.
1 PUBLICATION OF HIGH QUALITY CONTENTS
Having high quality contents can go along way in captivating and sustaining reading interest among the Nigerian populace. So, authorities responsible for censoring reading contents should do more, especially now ICT has redefined and reshaped publication business.
2 INSTITUTION OF EXCELLENT REWARD SYSTEM
The kind of reward system that promotes hard work, competence and merit should be instituted, to avoid mediocrity and failure. For example, merit system should be upheld in the recruitment process, while hard work and competence should be acknowledged in academic and educational sector. Mind you, the only way to benefit from such excellent and merit reward system is by being very studious. It should be mainly about what one can do, not necessarily having excellent results alone, which one may unable to defend convincingly.
3 INSTITUTION OF EFFECTIVE SENSITIZATION PROGRAMMES
Relevant stakeholders especially the government should initiate effective programmes to sensitize Nigerians on the saddening dying state of reading culture as well as the effective measures to resurrect it. For the young population, involving mostly students, attention should be shifted away from modern communication techniques, a direct substitute for reading interest. The print media should take advantage of the emerging ICT and the new media to stimulate and sustain reading interest among Nigerians. It will also help to rescue the young minds from the prison yard of ICT, providing them only with excitement, excapede and entertainment that militate against their cognitive development, a disturbing occurrence which does not really help in social development. Better still,, ICT can be used for promoting reading and help in resurrecting dying reading culture in Nigeria. It is part of the sensitization programme that should be initiated.
In conclusion, there is no better alternative to reading as far as cognitive and human development is concerned. That fact should be well stressed, across all strata of the society. If reading culture is resurrected, it will help Nigeria become a literate society, an essential indicator for development.
HOW THE DYING READING CULTURE IN NIGERIA CAN BE RESURRECTED
Thursday, May 14, 2026
INSIGHT ON THE TREND FOR UPGRADE OF COLLEGE OF EDUCATION TO UNIVERSITY IN NIGERIA
There are different cadres or tiers of tertiary institutions (i.e. institutions of higher learning), with unique and peculiar functions, which nust be well recognized. Regarding the manner which they are designed or formed, one should not be more important than the other, instead, efforts should be made towards having a clear and sound interpretation of their various functions, in order to effectively appreciate their impacts, considering the central place of education in social development. If changes are made to this effect, in terms of functions or status, the way it is being agitated for by some section of the populace, the meaning and essence of the various tertiary institutions as originally designed, may be lost, and that will be a serious threat to development. So the upgrade of status and type of degree being awarded, could be a misplaced priority, if adequate consideration is not made.
What is the striking difference between university of education and college of education? It is only a semantic issue if proper interpretation is given the subject, in relation to its unique and perculiar functions. Originally, college of education is a specialized institution of higher learning or an academy charged with the responsibility of training qualified teachers, especially for primary and secondary school levels, in the case of Nigeria. That is why, it is not just a conventional school.To this end, the change of name or status to university is absolutely needles, because its meaning and essence will completely be lost.
Across the world, as a traditional practice, specialized institutions of higher learning or academies are not mixed up with conventional institutions; their status backed by their various functions, are being maintained or protected in order to obtain social cohesion and stability. There are so many colleges with different specialties including college of nursing sciences, college of aviation, college of agriculture, college of health sciences, college of management sciences, defense academy, institute of technology, institute of economics and politics, maritime academy, etc. Notably, what define them are their unique and peculiar functions which cannot be substituted.
Rather than delving in to the change of name or status to university, which some Nigerians erroneously perceive university as being superior to college of education, whereas it is not so - they should be adjudged or rated based on their peculiar functions. In this regard, the belief about the superiority of the university over college of education should be discarded, because that will amount to adopting wrong basis for judgement. Both are not the same and should not rival each other, the same manner the three (3) arms or organs of government (legislature, executive and the judiciary) do not exercise similar functions, but jointly form government. If an arm is omitted or separated from the rest, the meaning of government is absolutely incomplete, so it is with the various tertiary institutions.Therefore, this petite misunderstanding and ignorance should be settled once and for all.
UPGRADE OF COLLEGE OF EDUCATION TO DEGREE AWARDING INSTITUTION
As earlier stated, the name, be it college, polytechnic or university, does not really matter, we should not get ourselves confused or deceived any longer. Rather, we should be looking at the possibility of raising the standard of our colleges of education and other tertiary institutions to a level they can run or administer degree programmes (Bachelor of Education - B.ed, Bachelor of Technology - B.Tech), just like the university, instead of the certificate programme, Nigerian Certificate of Education (NCE) or Higher National Diploma, in the case of polytechnic. College of education, if met the standard requirements, with proper adjustment or amendment of relevant legal frameworks, can run degree programmes, like the university - the current agitation for polytechnics in Nigeria to award a B.Tech I.e. bachelor of technology degree, is incessantly being discussed in the floor of the National Assembly, to erase the gap and settle the dichotomy between the university degree (B.Sc) and polytechnic's (HND), is a welcome development so many Nigerians have embraced. It is quite unfortunate that many Nigerians have grown to accept the misnomer of placing the university top in the non-existing hierarchy of tertiary institutions in Nigeria - in true sense, the hierarchy absolutely, should not exist. This inequality and discrimination has also contributed to the erroneous belief which has necessitated the demand for change of name and status, because so many people ignorantly view the university as being superior to polytechnics and colleges of education. This should not be a priority.
The current efforts towards the change of name should be refocused or rechannelled into upgrading quality and standard. Imagine the Joint Admission and Matriculation Board (JAMB), the statutory body for conducting Unified Tertiary Matriculation Examination (UTME), setting minimum entry mark or cut-off mark at 100 in a-400 questions examination, where is the standard now? Polytechnics and colleges of education should start role modelling or emulating the university, in terms of standard, as well as doing same in the aspect of academics, administration, (system), curriculum, facilities, etc.
THE UPGRADE OF AKWA IBOM STATE COLLEGE OF EDUCATION (AKSCOE) TO UNIVERSITY OF EDUCATION (AKSUOE)
The state House of Assembly has passed a bill to this effect in 2025, while 2026 was set aside to kick-start the process. Notably, the Staff, both academic and administrative, have been mandated to upgrade their qualifications. It is unknown if it is for the sake of standard or to get necessary approval from the university regulatory body, the National Universities Commission (NUC), time will let us know this. On a serious note, the school should simply start in earnest, the upgrading of its minimum entry requirements - especially the UTME cut off mark. 200 which is the average score anywhere around world, should be adopted for standard sake.
This trend in Nigeria seems to be only a change in name, and perhaps status, a little bit, but the fear remains that nothing might change in standard, which should be in all honesty, the top most priority. To maintain the argument advanced already, there is no striking difference among university, polytechnic and college of education, in terms of hierarchy and superiority, order than their various peculiar, original and statutory functions. Let the true meaning and essence of what a specialized school stands for not be lost in the name of changing it's status. The trend may be colourful but not insightful.
THE FALLEN STANDARD OF EDUCATION IN NIGERIA: TERTIARY INSTITUTIONS' ENTRANCE EXAMINATION (UTME) IN PERSPECTIVE
The Joint Admission and Matriculation Board (JAMB), initially saddled with the responsibility of conducting entrance examination known as University Matriculation Examination (UME), for prospective university students in Nigeria, Subsequently, had it's scope of responsibility expanded to include polytechnic, college of education and monotechnique, the expansion warranted a change of name too, to Unified Tertiary Matriculation Examination (UTME), with each of the above mentioned cadre of tertiary institutions being allotted different cut-off marks or minimum entry points - a sad development which is unhealthy for the country's educational system. The first question that begs for answer is, why should tertiary institutions have different standards, when they are all producing graduates for different purposes? One should not be seen to be better or higher than the other, the most important concern should be to maintain the unique functions assigned to them; be it university, polytechnic, or college of education, the standard should be the same.
On this note, JAMB has a question to answer, irrespective of pressure, for contributing in lowering the standard of education in Nigeria, as an examination body. First, for promoting preferences and order of importance among the various cadres of tertiary institutions in the country, allotting them different standards in entry requirements. Second, for pegging minimum entry point (cut-off mark) below average (i.e. below half mark of UTME). Why on earth should the minimum entry point be pegged at 180 and above instead of 200 and above, in a 400-questions examination, regardless of cadre of tertiary institutions? This is a genuine call for JAMB to go back to the drawing board and make necessary reconsideration, in order to help uplift the standard of education in Nigeria. Minimum entry point into various tertiary institutions in Nigeria, regardless of cadre, must be pegged at 200 and above, for standard sake.
The discrepancy in standard among the various cadres of tertiary institutions (institutions of higher learning) in Nigeria has also contributed to discrimination of certificates in the labour market for quite a long time. Thanks to the Parliament (The National Assembly - the Senate and the House of Representatives), for always making attempt at bringing the controversial issue to rest, by continuously indicating concern to enact an act that will level the inequality and sort out the dichotomy between the university and polytechnic degrees (BS.c/HND), especially in relation to their rating in the civil service, so that the private sector can emulate. That should be a reliable path to follow, unlike what hitherto held sway in recruitment process, which had minimum entry level for university graduates at grade level-8, while polytechnic's was grade level-7, regardless of certificate's grade. The dismantling of the dichotomy was a good step in the right direction, to help combat the existing discrimination, which is a leading factor of low standard of education in Nigeria.
JAMB CUT-OFF MARK OR MINIMUM ENTRY POINT FOR UNIVERSITIES
In the 2025/2026 academic session, according to the UTME board, JANB, the cut-off mark for universities in Nigeria was 150. Note that, the various individual universities have their standard cut-off mark set, which most usually peg at 180, only very few raise the bar above 180, like the prestigious university of Ibadan and University of Ilorin.
JAMB CUT-OFF MARK OR MINIMUM ENTRY POINT FOR POLYTECHNICS AND COLLEGES OF EDUCATION
100 was set for polytechnics and colleges of education in the 2025/2026 academic session by the examination board. Similarly, colleges of nursing was pegged at 140, and within the past one decade, the standard has remained unchanged.
Unarguably, cut off mark for tertiary institutions' admission should be one of the ways to up the standard of education in Nigeria. It is quite unfortunate to witness abysmally low entry mark being approved by the UTME board (JAMB) and the various tertiary institutions in Nigeria, perhaps for the purpose of attracting more applicants for the purpose of generating revenue; the occurrence is detrimental to standard of education. Sadly, it is not a good omen for the country's future, because of the pivotal role education plays in the society. Adopting low score/mark for entry into the various tertiary institutions is definitely an indicative of or a resultant effect of the fallen standard of education in the country. In view of the above, in as much as attempts are being made to scuttle the dichotomy or disparity between the various tertiary institutions', in terms of their degrees being awarded, disparities in standard should also be erased or bridged, especially in the aspect of minimum entry requirements. In other words, all tertiary institutions in Nigeria should have the same minimum entry score set by JAMB, while it should not in anyway be below average or half mark of the UTME.
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